I have struggled for years to pay off my credit card debt. My balance may not have been as high as some that I know, but for me it often seemed to carry the weight of the world. I racked up to my limit during the years of depression that seemed to encompass me after my mother passed away. I lived for years on it, especially when I did not have a job or was paid a low salary. In all, I have probably paid off something like $10,000 over the last five years.

In August, I was finally able to pay off the remainder of the debt. The joy that I feel about that cannot be adequately defined with my own poor grasp of emotional expression. I can only say that the words that came forth on seeing the below were sufficiently exuberant. To be sure, I still owe massive amounts of debt to the government for my student loans. To see at least one zero balance, however, gives me hope to finish that off as well. I only hope that this zero balance business never extends to my checking account.

P.S. – Yeah guys, I will definitely send you that $0 by the 27th.